• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Being Tazim

Vancouver Food, Lifestyle, & Travel Blog

  • Home
  • About
    • About
    • Support Us
  • Work With Me
    • Contact
  • Recipes
  • Wellness
  • Lifestyle
  • Travel
  • Videos
You are here: Home / Lifestyle / 3 Things I’m Doing to Get Debt-Free

3 Things I’m Doing to Get Debt-Free

by Tazim Damji

Sharing is caring!

  • Share
  • Tweet

I’m sure you’ve heard the statistics about the amount of consumer debt the average North American family has, right? In Canada, for every dollar of disposable income that Canadian households have, they owe more than $1.70 in debt.

Whenever I hear the issue of money come up among my friends and co-workers, it is always to say that they don’t have enough of it. They complain about their credit card bills and talk about how high their mortgage is.

To be clear and upfront with you, I currently have some debt related to a recent epic trip I went on. I’m currently doing whatever I can to pay down this debt within a few months. Luckily, I no longer have student loan debt and my car is paid off. Here are 3 things I’m doing to get debt-free:

 3 Things I'm Doing to Get Debt Free

This post is brought to you by Diamond Bloggers. All opinions are my own.

Getting Clear on the Why

Something that helps me spend less and save more is writing down my goals. Knowing that I want to save money for a trip or to be able to own property one day helps me when I am tempted to spend money on unnecessary things.

At least once a year I make a vision board filled with pictures and words to help me visualize my goals. The phrase “debt-free” or some version of it has been on my vision boards on more than one occasion. I have photos on my board related to how being debt-free and financially secure (by my own definition) feels like. To me, it feels like freedom. It feels like being able to do the things I love to do with the people I love most.

Tracking my Spending and Saving

Knowing exactly how much money I’ve spent each month helps me see the “leaks.” By using a money-tracking app I can see which categories I’m spending too much money in. Like, maybe I need to eat out less and cook my own food more often. One app that I use is EveryDollar. I create a monthly budget and can even sync my bank account to it so everything is much more easily tracked.

Actively Seeking out Support from my Community

I’ve recently found blogger Sarah Von Bargen’s Facebook community, where we discuss money and debt related issues. Sarah’s blog Yes and Yes has tons of blog posts and free eBooks to help you out when it comes to spending less and saving more money. Sarah emphasizes the importance of spending less money on things you don’t love, not on deprivation.

If you search for money-related groups online or in person, I bet you’ll find like-minded people who are in a similar situation as you. These groups can help you feel supported as you get out of debt.

If you’re seeking to get out of debt, it may be a good idea to consult a financial expert. If you need further assistance, there are debt relief services to help you out.

Related Posts

  • Staying Fit on the Road: Keeping Fit and Healthy While TravellingStaying Fit on the Road: Keeping Fit and Healthy While Travelling
  • Road Trip Ready: An Ode to BoredomRoad Trip Ready: An Ode to Boredom
  • Smart Shopping Guide — How to Stretch your Dollars and Get More for your MoneySmart Shopping Guide — How to Stretch your Dollars and Get More for your Money
  • How to Add Family Heirlooms and Antiques to your DécorHow to Add Family Heirlooms and Antiques to your Décor
  • Winter Car Prep ChecklistWinter Car Prep Checklist

Filed Under: Lifestyle Tagged With: tips

About Tazim Damji

Tazim Damji is a permaculture gardener and certified holistic nutritionist from Vancouver, Canada. She is passionate about photography, vegan food, and gardening. Read more posts by Tazim. Visit her food and adventure blog Celebrate Life's Adventures Connect with Tazim via Twitter or on Facebook .

Previous Post: « Avery Ranch Golf Club: Offering A Unique And Beautiful Golfing Experience
Next Post: Vegan Low-Fat White Bean Alfredo Recipe »
A beginner's guide to growing herbs

Primary Sidebar

About:

Being Tazim Blog Vancouver Canada Lifestyle BlogI'm Tazim, a 40-year-old Vancouverite who is passionate about adventure, learning new things, and making connections. Content on Being Tazim ranges from smart ideas for plant-based cooking and baking to ways to enjoy life's experiences, to inspiration and information on attractions and travel destinations near and far. Read the full story here.

  • Facebook
  • Instagram
  • LinkedIn
  • Pinterest
  • RSS
  • Twitter
Being Tazim contains advertising banners and some contextual affiliate links. An affiliate link means I receive commission on sales of the products or services that are linked to in my posts. So, if you click on a link and make a purchase from an affiliate site, then I may make a commission from that purchase. I only work with affiliates I genuinely love and fit my brand.

Footer

Let’s Connect!

Hey there! I'm Tazim and I'm a lifestyle, food, and travel writer and photographer. I inspire, motivate, and encourage my audience to explore their immediate surroundings and those further afield. I do this by sharing plant-based food recipes, ways to enhance my readers' homes and lives, and local and other attractions/travel destinations I experience. You can find my stories and adventures on my other blog Celebrate Life's Adventures Read more about me. . .

Amazon Associates Disclosure

Tazim Damji is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Copyright © 2022 · Foodie Pro Theme by · Shay Bocks Genesis Framework · Built on the WordPress