When you are involved in a car accident, evidence of your injuries and their impact on your life must be documented. This includes all medical treatment, a detailed record of your expenses, and future needs.
It is also important to avoid posting about the accident on social media, as defending attorneys and insurance monitors can trawl your posts to use against you.
Don’t Talk to the Insurance Company Without a Lawyer
The number one goal of the other driver’s insurance company is to pay you as little as possible – or nothing at all. They do not have your best interests in mind, and you should avoid talking to them without a lawyer.
When you speak to an insurance adjuster, they seek any information they can use against your claim. They will ask leading and open-ended questions to prompt you to provide information they can use against your case.
Ensure you document every doctor visit, surgery, medication, specialist, and other appointment after your accident. This will help you prove the actual cost of your injuries. It will also show the insurance adjuster that you are serious about your claim and diligent in your treatment.
Talk to a Lawyer as Soon as Possible
You may be entitled to more than just the cost of your medical bills and a replacement for your damaged vehicle. You may be eligible to receive compensation for your pain and suffering, loss of future earnings, and more. A skilled accident attorney can help you understand the total value of your claim and how to negotiate a fair settlement.
Document your injuries as soon as possible. This includes your initial appointment with a doctor, any prescriptions and medications you take, any surgeries you have, and the results of any tests you undergo.
It’s also essential to keep up with your doctor and follow their recommendations. This will help your lawyer calculate your non-financial damages, such as your pain and suffering and your lost quality of life.
Don’t Accept the First Offer
A well-versed car accident lawyer understands how to present evidence critical in negotiating a settlement for you, where a case like the government might tax your settlement. This could include medical records, witness statements, police reports, and other documentation that will strengthen your claim for damages. This is particularly important in demonstrating non-financial losses that may not be as readily apparent, such as emotional distress, loss of enjoyment in life, and PTSD.
Insurance companies often start with a low offer and hope you will take it to avoid the hassle of a trial or keep more money in their pockets. It is best to refuse the first offer and work with your attorney on a higher one. Doing so will give you a greater chance of recovering all the damages rightfully yours.
Talk to a Lawyer About Your Future Needs
The impacts of a bad accident can be much more than just medical bills and loss of income. They can also include future costs such as physical therapy and loss of enjoyment in formerly pleasurable activities. These are called “non-economic” damages and can significantly affect a successful claim.
It is also essential to document your injuries as much as possible. This means getting copies of all medical records and taking photos of the accident scene and your immediate injuries. It would be best if you also collected the names and contact information of witnesses and obtained a copy of the police report as soon as possible.
A good car accident lawyer can help you understand your damages and negotiate with the insurance company to get the maximum compensation for your case. Studies have shown that claimants receive larger settlements when they have a lawyer representing them.
Don’t Wait to Talk to a Lawyer
Many lawyers offer a free consultation to discuss your case. This is an excellent opportunity to get to know the attorney and decide if they are the right choice for your needs.
When you meet with an attorney, you should bring any paperwork related to your accident. This includes documents sent by your insurance company and any police reports you have.
Consider bringing a list of all your injuries and a record of any expenses related to the crash. These include medical bills, property damage, loss of income, and pain and suffering. Understanding the total value of your damages is essential to demand a fair settlement. Studies have shown that individuals who represent themselves earn 300% less than those who hire a lawyer.